Phone:
  901-756-8244
Toll-free:
  1-800-737-0125
Fax:
  901-756-8322

About Us

CPN is an independent, third-party contract administrator offering full-service administration for Section 125 Plans, commonly referred to as Flexible Benefit Plans, Flexible Spending Accounts, or Cafeteria Plans.

Since 1984, CPN has been committed to providing superior administration services for a very diverse group of clients, both large and small. CPN specializes in the design, implementation, and support of Section 125 Plans. Our reputation for efficient FSA management and dependable claims paying activities is unparalleled. As members of the Employers Council of Flexible Compensation (ECFC) - the lobbying group in Washington, D.C., concerned solely with employee benefit plans - CPN receives the most current legislative information.

The success and consistent growth of CPN can be attributed to our state-of-the-art system, together with qualified, experienced personnel. Participant Flexible Spending Account activity may be accessed onsite, online, or by calling the daytime call center.

Alan Lane, President and Dorothy Lane, Director of Compliance and Administration Services, have been with CPN since its inception in 1984. Each has been awarded the designation of Certified in Flexible Compensation (CFC) by ECFC. Achieving this designation requires a proficiency in the design, administration, the IRS code and regulations, and ethical standards of Section 125 Plans. This is the highest professional certification for practitioners in flexible compensation available from ECFC's Academy for Professional and Ethical Standards. Less than one percent of practitioners nationwide have earned this designation.

Services available from CPN:

Plan implementation, including plan documents

Online enrollment

Flexible spending account management

FSA debit card

Daily claims payment

Claim checks mailed directly to participants

Flexible banking: consolidated claims paying account, check writing on employer bank accounts, check register feature, or direct deposit

Online FSA activity access 24/7

Toll-free number to call center

Simplified renewal process

Discrimination testing

W-2 reports for dependent care

IRS Form 5500 completion